A Sustainability Loan can help you secure the future sustainability of your existing Queensland based primary production business.
Sustainability Loan

Key program information
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$100m FY 2020-21
Total Sustainability and First Start Loan funding
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Up to 20
Year loan terms
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Up to $1.3m
Loan amount available
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Interest rate
Low, fixed rates for 1, 3 or 5 years
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No fees
No charges or fees on loan
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1 July 2021
New round of funding available opens
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Program funding
Total funding available$100,000,000Total funding approved$83,457,179.98as at 1 April 2021
Sustainability Loans for primary producers
Sustainability Loans can help you to invest in the latest infrastructure to create a viable future for your farming business including activities that improve farming system sustainability, natural resource sustainability and financial sustainability.
What can I use the loan for?
Sustainability Loans aim to help secure the future sustainability of your primary production business by providing concessional finance towards projects which enhance your:
- natural resource sustainability - by minimising adverse impacts of farming activities on your property and on the environment
- farming system sustainability - by adopting systems and practices to mitigate the effects of climate, drought, biosecurity and market risks
- financial sustainability - by increasing productivity and long-term viability of your primary production business.
Interest rates
View the current interest rates here.
Loan assessment and security
QRIDA will assess applications for the 2020-21 round of funding in the date order they are received complete up to 30 June 2021 or until available scheme funding is fully committed.
Security must be provided commensurate with the amount of the loan. For most loans a mortgage over land provides adequate loan security. In some instances, loan security may also include other business assets such as water and livestock.
QRIDA may consider joint lending options with your bank or other commercial lenders.
When assessing your loan application, we always discuss this with you and your commercial lender.
Next steps
Speak to your Regional Area Manager or check your eligibility by reading the guidelines (PDF, 257KB).
Get in touch
Have a question, need some help or would like more information? We're here to help you.
News, events & stories
-
Further disaster assistance available to support Queensland communities and primary producers
3 April 2021 Disaster assistance has been extended to assist the recovery of additional communities and primary producers… -
Understanding a rural lender’s perspective: Tips to help farmers get finance ready
30 March 2021 Primary producers applying for a loan from their commercial bank or a government lender have been given an… -
Read QRIDA's Autumn 2021 Prime Focus Newsletter
Read how Burdekin canegrowers, Bruce and Natasha Davies, accessed a North Queensland Restocking, Replanting and On-Farm…
Sustainability Loans for commercial fishers
Sustainability Loans provide you with concessional finance up to $1.3 million to help secure the future sustainability of your existing Queensland based commercial wild-catch fishing business.
What can I use the loan for?
Sustainability Loans are aimed at helping secure the future sustainability of your commercial wild-catch fishing business by providing concessional finance towards projects which enhance your:
- natural resource sustainability - by minimising adverse impacts of fishing activities on ecosystems
- fishing system sustainability - by adopting systems and practices to mitigate the effects of climate, biosecurity and market risks
- financial sustainability - by increasing productivity and long-term viability of your commercial wild-catch fishing business.
Interest rates
View the current interest rates here.
Loan assessment and security
QRIDA will assess applications for the 2020-21 round in the date order they are received complete up to 30 June 2021 or until available scheme funding is fully committed.
Security must be provided commensurate with the amount of the loan.
Next steps
Speak to your Regional Area Manager or check your eligibility by reading the guidelines (PDF, 264KB).
Get in touch
Have a question, need some help or would like more information? We're here to help you.
News, events & stories
-
Further disaster assistance available to support Queensland communities and primary producers
3 April 2021 Disaster assistance has been extended to assist the recovery of additional communities and primary producers… -
Understanding a rural lender’s perspective: Tips to help farmers get finance ready
30 March 2021 Primary producers applying for a loan from their commercial bank or a government lender have been given an… -
Read QRIDA's Autumn 2021 Prime Focus Newsletter
Read how Burdekin canegrowers, Bruce and Natasha Davies, accessed a North Queensland Restocking, Replanting and On-Farm…