Disaster Assistance (Essential Working Capital) Loans are available to assist primary producers, small businesses and non-profit organisations with essential working capital for expenses.
Disaster Assistance (Essential Working Capital) Loan

Loan features
Loan amount |
Maximum of $100,000 |
Loan term |
Up to 10 years |
Repayments |
If needed, up to two years interest only may be available |
Security |
A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA. |
Fees |
No establishment fees, no account maintenance fees and no fees for early payout. |
What assistance is available?
Concessional loans are provided to assist you with essential working capital for expenses such as:
- paying salaries or wages
- paying creditors
- paying rent or rates
- buying goods, including for example, fuel essential to carry on the primary production enterprise
- buying fodder or water for livestock or produce
- transporting livestock or produce.
Apply now
Find the information and application form to apply here. If you need assistance completing your application please contact QRIDA.
Defined disaster area
To be eligible for assistance your property must be located in one of the defined disaster areas.
Eligible disaster event |
Defined disaster area |
Application closing date |
---|---|---|
Severe Tropical Cyclone Trevor and Associated Low Pressure System 19-27 March 2019 |
|
31 March 2021 |
North and Far North Queensland Monsoon Trough 25 January - 14 February 2019 |
|
31 March 2021 |
Central Queensland Bushfires, 30 November - 6 December 2018 |
|
31 March 2021 |
QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Disaster Recovery Funding Arrangements 2018.
Frequently asked questions
View all FAQsGet in touch
Have a question, need some help or would like more information? We're here to help you.
Loan features
Loan amount |
Maximum of $100,000 |
Loan term |
Up to 10 years |
Repayments |
If needed, up to two years interest only may be available. |
Security |
A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA. |
Fees |
No establishment fees, no account maintenance fees and no fees for early payout. |
What assistance is available?
Concessional loans are provided to assist you with essential working capital for expenses such as:
- paying salaries or wages
- paying creditors
- paying rent or rates
- buying goods, including for example, fuel essential to carry-on the small business.
Apply now
Find the information and application form to apply here. If you need assistance completing your application please contact QRIDA.
Defined disaster areas
To be eligible for assistance your property must be located in one of the defined disaster areas.
Eligible disaster event |
Defined disaster area |
Application closing date |
---|---|---|
Severe Tropical Cyclone Trevor and Associated Low Pressure System, 19 - 27 March 2019 |
|
31 March 2021 |
North and Far North Queensland Monsoon Trough 25 January - 14 February 2019 |
|
31 March 2021 |
Central Queensland Bushfires, 22 November – 6 December 2018 |
|
31 March 2021 |
QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Disaster Recovery Funding Arrangements 2018.
Frequently asked questions
View all FAQsGet in touch
Have a question, need some help or would like more information? We're here to help you.
Loan features
Loan amount |
Maximum of $100,000 |
Loan term |
Up to 10 years |
Repayments |
If needed, up to two years interest only may be available. |
Security |
A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA. |
Fees |
No establishment fees, no account maintenance fees and no fees for early payout. |
What assistance is available?
Concessional loans are provided to assist you with essential working capital for expenses such as:
- paying salaries or wages
- paying creditors
- paying rent or rates
- buying goods, including for example, fuel essential to carry on the non-profit activities.
Defined disaster areas
To be eligible for assistance your property must be located in one of the defined disaster areas.
Eligible disaster |
Defined disaster area |
Application closing date |
---|---|---|
North and Far North Queensland Monsoon Trough 25 January - 14 February 2019 |
|
31 March 2021 |
QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Disaster Recovery Funding Arrangements 2018.
Frequently asked questions
View all FAQsGet in touch
Have a question, need some help or would like more information? We're here to help you.