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Sustainability Loan - Primary producer

The Queensland Government has announced an additional $30 million funding allocation, from $100 million to $130 million, for the 2019-20 First Start and Sustainability Loans.

Due to unprecedented demand this year, including in the immediate lead-up to the initial closing date of Friday 13 March 2020, any new applications received from now until 30 June 2020 will continue to be subject to available funds.

The 2020-21 round of funding will be available from 1 July 2020.

For more information contact one of QRIDA’s Regional Area Managers located across the state on Freecall 1800 623 946.

Sustainability Loans provide you with finance up to $1,300,000 to assist in achieving a more productive and sustainable primary production enterprise.

Improving enterprise efficiencies
Make your land work better for you by building fences, dams, storage facilities, improving irrigation, or establishing additional water points.
Implement on-farm value adding or supply chain initiatives to ensure your enterprise continues to be successful for years to come.

Upgrading or diversifying operations
Upgrade operations to improve productivity - buy or replace plant or machinery as part of your farm business planning, or diversify your operations.
If you would like to purchase livestock or machinery, QRIDA can lend for these purchases. You can also expand your enterprise in stages to best meet your cashflow.

Achieve long-term sustainability
Purchase equipment to meet environmental requirements, or drought/flood ‘proof’ your property. Implement sustainable resource management practices, including alternative energy systems to achieve long-term sustainability.

Joint lending with your bank
QRIDA will consider joint lending options with your bank or other commercial lenders. If you require more than $1.3 million or partial funding from QRIDA for a specific project or activity, please discuss your options with us.

What can I use the loan for?
A range of activities that enable you to expand current operations to improve productivity or long-term sustainability, are eligible.

Please discuss your farming needs with us to find out how our loans can best suit you.

Loan amount
  • Up to $1.3 million
Loan term
  • Up to 20 years
Interest rate
  • Low interest rates fixed for 1, 3 or 5 years
Fees and charges
  • Nil

If you meet the following requirements, you may be eligible for a Sustainability Loan:

  • be a full-time primary producer operating for at least 2 years
  • sound prospects for commercial viability
  • demonstrate financial need (Note: This does not require a decline by your commercial lender)
  • Provide an adequate management plan
  • security must be provided commensurate with the amount of the loan

Terms and conditions

Our programs are subject to terms and conditions that identify the required eligibility criteria for each loan as outlined in the program guidelines. For further information regarding eligibility criteria, please view the full terms and conditions in the Sustainability Loan guidelines or contact us on Freecall 1800 623 946.

Further information

Should you have any queries with regards to completing your application, please contact us on Freecall 1800 623 946 or contact your nearest Regional Area Manager.

Last updated
18 March 2020