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Extraordinary Bushfire Assistance Loans - Primary Producer

Primary producers whose assets have been significantly damaged as a direct result of the Queensland Bushfires, September - December 2019 disaster events may be able to access low interest loans of up to $500,000.

The Extraordinary Bushfire Assistance Loans are intended to help eligible primary producers pay for costs of repairing or replacing assets lost or damaged because of the disaster and to provide working capital to assist entities meet expenses.

What assistance is available?

These concessional loans are provided to assist you to re-establish the normal operations of your primary production enterprise by covering costs such as:

  • repairing or replacing damaged plant and equipment
  • repairing or replacing farm buildings
  • purchasing livestock to replace those lost in the disaster event
  • meeting carry-on requirements including:
    • re-planting, restoring or re-establishing areas affected by the disaster event
    • paying salaries or wages
    • paying rent and rates
    • essential property operations


Loan amount

  • Maximum of $500,000

Maximum term

  • Up to 10 years


  • The first two years for the term of the loan  do not require repayments of either principal or interest.
  • Following the initial two years, principal and interest repayments apply


  • A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA.


  • No establishment fees, no account maintenance fees and no fees for early payout.

Interest rates

  • The annual interest rate from the third year is 0.82%.

Defined Disaster Areas

Extraordinary Bushfire Assistance Loans for Primary producers have been activated for the following events and local government areas:

  • Bundaberg Regional Council
  • Gladstone Regional Council
  • Gympie Regional Council
  • Ipswich City Council
  • Livingstone Shire Council
  • Lockyer Valley Regional Council
  • Mareeba Shire Council
  • Noosa Shire Council
  • Scenic Rim Regional Council
  • Somerset Regional Council
  • Southern Downs Regional Council
  • Sunshine Coast Regional Council
  • Toowoomba Regional Council.

Individually Disaster Stricken Properties

Primary producers significantly affected by a disaster, but not located in a defined disaster area may be eligible to apply for assistance as an individually disaster-stricken enterprise.  In this circumstance, the current commercial lending rate applies unless the concessional interest rate is granted by QRIDA.

To apply on this basis you should first apply for an Individual Disaster Stricken Property (IDSP) Certificate through the Department of Agriculture and Fisheries. For further information please visit the Department of Agriculture and Fisheries website or call 13 25 23.

Should you have any queries in relation to the Disaster Recovery Funding Arrangements 2018 please contact us on Freecall 1800 623 946 or contact your nearest Regional Area Manager .

QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Disaster Recovery Funding Arrangements 2018.

Related information

Key tips for applicants:

1. take photos of damage
2. keep your paperwork; receipts, invoices, quotes and estimates etc.
3. contact us with any questions

Other support agencies

Department of Agriculture and Fisheries has more information on the range of assistance and other support available to Queensland primary producers from fodder and freight subsidies to accessing Rural Financial Counsellors.

Lifeline 131 114

Beyond Blue 1300 224 636

Salvation Army 1300 362 622

Current disaster activations

Queensland Bushfires, September - December 2019 (PDF)

For all other events please visit the Queensland Reconstruction Authority website.

Contact us

Freecall 1800 623 946


Regional Area Managers

Reviewing a decision

This is a joint Commonwealth/Queensland Government funded assistance scheme under the Disaster Recovery Funding Arrangements (DRFA)

Last updated
3 September 2020