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Disaster Assistance (Essential Working Capital) Loans - Non-Profit

Non-profit organisations which have suffered a significant loss of income as a result of an eligible disaster (such as through loss of electricity, water or road access for extended periods) may be able to access low interest loans of up to $100,000.

What assistance is available?

Concessional loans are provided to assist you with essential working capital for expenses such as:

  • paying salaries or wages
  • paying creditors
  • paying rent or rates
  • buying goods, including for example, fuel essential to carry on the non-profit activities


Loan amount
  • Maximum of $100,000
Maximum term
  • Up to 10 years
  • If needed, up to 2 years interest only may be available
  • A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA
  • No establishment fees, no account maintenance fees and no fees for early payout.

Interest rates

The initial annual interest rates for these concessional loans are:

RateEligible disaster
  • North and Far North Queensland Monsoon Trough 25 January - 14 February 2019

Defined disaster areas

The Minister for Police, Fire and Emergency Services has activated concessional loans for non-profit organisations in relation to the following eligible disasters:

  • North and Far North Queensland Monsoon Trough 25 January - 14 February 2019

To be eligible for assistance your property must be located in one of the "defined disaster areas" for the relevant disaster (see below).

Eligible disasterDefined disaster areaApplication closing date

North and Far North Queensland Monsoon Trough 25 January - 14 February 2019

  • Burdekin Shire Council
  • Cloncurry Shire Council
  • Douglas Shire Council
  • Flinders Shire Council
  • Hinchinbrook Shire Council
  • McKinlay Shire Council
  • Richmond Shire Council
  • Townsville City Council
30 June 2021

Should you have any queries in relation to the Disaster Recovery Funding Arrangements 2018 please contact us on Freecall 1800 623 946 or contact your nearest Regional Area Manager in one of our regional offices.

QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Disaster Recovery Funding Arrangements 2018.

Last updated
3 September 2020