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Natural Disaster Assistance - Primary producer

Primary producers directly affected by an eligible disaster may be eligible for low interest loans up to $250,000.

What assistance is available?

A low interest loan up to $250,000 can assist you to re-establish your primary production enterprise by covering costs such as:

* repairing or replacing damaged plant and equipment
* repairing or replacing buildings
* purchasing livestock to replace those lost in the disaster event
* meeting carry-on requirements including:

- re-planting, restoring or re-establishing areas affected by the disaster event
- sustenance
- essential property operations
- paying rent and rates


Loan amount
  • Low interest loan up to a maximum of $250,000
Interest rate
  • A 1.16% interest rate applies to Natural Disaster Assistance (Category B loans) activated from 1 July 2017 to 30 June 2018.
  • Primary producers not in an activated local government area below who have been impacted by an isolated event in a non-declared area may apply for assistance. The interest rate in this instance would be QRIDA’s current commercial lending rate, unless the applicant is considered to be in desperate circumstances.
Maximum term
  • Up to 7 years
  • If needed, up to 2 years interest only may be available
  • A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA


Establishment fees


Account maintenance fees


Early payout fees


Who is eligible to apply?

To be eligible for assistance, you must have received direct damage from an eligible natural disaster and your enterprise must be located in an activated local government area.

Please note that primary producers can only receive assistance under the Natural Disaster Assistance Scheme OR the Natural Disaster Assistance (Essential Working Capital) Scheme for an eligible disaster - not both.

Current disaster declarations

The Minister for Police, Fire and Emergency Services announced on 29 March 2017 that concessional loans are now available for primary producers affected by Severe Tropical Cyclone Debbie, 28 March 2017.

To apply for assistance for direct damage caused by Severe Tropical Cyclone Debbie, you must be located in one of the following local government areas:

Activated local government areas for Primary Producers - Severe Tropical Cyclone Debbie and associated rainfall and flooding, 28 March - 6 April 2017 (current as at 24 April 2017)

Banana Shire Council
Central Highlands Regional Council
Gladstone Regional Council
Gold Coast City Council
Isaac Regional Council
Livingstone Shire Council
Lockyer Valley Regional Council
Logan City Council
Mackay Regional Council
North Burnett Regional Council
Rockhampton Regional Council
Scenic Rim Regional Council
Whitsunday Regional Council
Woorabinda Aboriginal Shire Council

Individually Disaster Stricken Properties

If your enterprise has been affected by a natural disaster in an area which has not been activated you may be eligible to apply for assistance on an individually disaster stricken basis. To apply on this basis you should first apply for an IDSP Certificate through the Department of Agriculture and Fisheries. For further information please visit the DAF website or call 13 25 23.

Should you have any queries in relation to the Natural Disaster Relief and Recovery Arrangements please contact us on Freecall 1800 623 946 or contact your nearest Regional Area Manager in one of our regional offices.

QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Natural Disaster Relief and Recovery Arrangements (NDRRA).

Related information

Loan Review Form (170KB)

Consideration of Liquid Assets Factsheet (1,492KB)

Current natural disaster activations

Severe Tropical Cyclone Debbie and associated rainfall and flooding, 28 March - 6 April 2017

For all other events please visit the Queensland Government Disaster Management website.

Australian Taxation Office (ATO)
Assistance for natural disasters

Contact usFreecall 1800 623 946

Media releases
Frequently Asked Questions
Regional Area Managers
Appealing a decision

This is a joint Commonwealth/Queensland Government funded assistance scheme under the Natural Disaster Relief and Recovery Arrangements (NDRRA)

Last updated
10 July 2017